All your money.One co-pilot.
Connect your banks, brokers and cards in minutes. Money Co-Pilot tracks your net worth in real time, finds Section 80C savings before March, and spots tax-harvesting wins your spreadsheet never will.
Free during early access · Read-only, bank-grade security
Connects with 200+ Indian banks & brokers via the RBI Account Aggregator framework
CORE FEATURES
Everything you need to grow wealth
Comprehensive tools tailored for the Indian financial ecosystem.
Dynamic Budgeting
AI-powered categorisation that adapts to your lifestyle. Track spending patterns instantly with zero manual entry.
Explore →AI Tax Insights
Save more with tax-harvesting. Section 80C tracking keeps you compliant and saves you lakhs every year.
Explore →Trade Studio
Practice P&L with NSE/BSE heatmaps. Identify winning strategies and cut losses early with real-time analytics.
Explore →Portfolio Tracker
Track stocks, mutual funds and ETFs in one dashboard. Real-time sync with NSE & BSE.
Explore →Expense Analytics
Visualise spending patterns to pinpoint unnecessary costs and take action before they compound.
Explore →Goal Planning
Plan for a home, retirement, or education. Set milestones, track progress and get nudges when you drift.
Explore →- 100% read-only access
- RBI Account Aggregator framework
- AES-256 encryption
- We can never move your money
Connectable Institutions
Read-Only Access
AES Encryption
Setup to Full Net-Worth View
HOW IT WORKS
Get started in minutes
From connecting accounts to AI-powered insights — setup takes under 5 minutes.
Connect Accounts
Securely link bank accounts, demat accounts and credit cards via Account Aggregator. We support 200+ Indian institutions.
200+ institutionsGet Your Snapshot
Instantly see total net worth, spending breakdown and investment performance — all updated daily.
Real-time syncBuilt for investors like you
Illustrative examples — real customer stories coming after launch
"Money Co-Pilot is the only app that understands Indian taxes. AI Tax Insights alone saved me ₹63K this year."
Arjun R.
Bangalore, Engineer
"The unified dashboard is a game-changer. No more logging into 5 different apps to check my net worth."
Priya S.
Mumbai, Product Manager
"Money Co-Pilot helped me realise I was spending ₹8,000/month on subscriptions I had forgotten about. Cancelled within the hour."
Karthik M.
Chennai, Freelancer
"Money Co-Pilot is the only app that understands Indian taxes. AI Tax Insights alone saved me ₹63K this year."
Arjun R.
Bangalore, Engineer
FAQ
Frequently asked questions
Is my financial data safe?
Yes. We use AES-256 encryption and read-only API access via RBI-regulated Account Aggregators. We never store your bank passwords, and we can never move your funds.
Which banks and brokers can I connect?
Money Co-Pilot connects to 200+ Indian institutions through the RBI Account Aggregator framework — major banks, brokers and credit card providers. If your institution supports Account Aggregator, it will work with Money Co-Pilot.
What does the Account Aggregator framework mean for me?
Account Aggregator is an RBI-regulated consent system. You decide exactly which accounts to share, for what purpose, and for how long — and you can revoke access at any time. We only ever see what you allow.
Is Money Co-Pilot SEBI registered?
Money Co-Pilot is a personal-finance tracking and analytics tool for your own money — it does not provide personalised investment advice. We are in pre-launch and will publish our full regulatory status here before launch.
Will the free plan stay free?
Yes — the Starter plan is free, and early-access members get extended access to Pro features. When early access opens, you can start with just an email address. No credit card required.
Can I cancel anytime?
Absolutely. Cancel from the app in two clicks — no cancellation fees, no questions asked.
Have a different question? Contact us
Ready for a clearer picture of your money?
Early access is opening soon. Join the waitlist and be among the first to put your finances on autopilot.
✓ Free during early access · ✓ Read-only, bank-grade security · ✓ Cancel anytime